Hail storms typically occur in Montana from April through September. The peak months are May and June. Hail storms in Montana occur on average about three times per year. However, some years can be higher, depending on regional weather patterns. Large hail may also be more likely during the summer months, when it’s warm enough for thunderstorms to develop.

What Does Insurance look for to estimate hail damage?

1. Roof Damage: Hailstones can cause damage to various types of roofing materials, including asphalt shingles, metal roofs, clay tiles, and more. The severity of the damage depends on factors such as the size of the hailstones, the speed at which they fall, and the condition of the roof.
2. Signs of Damage: After a hail storm, it’s important to inspect your roof for any signs of damage. These may include dents or depressions on metal surfaces, cracked or broken tiles, or granule loss on asphalt shingles. Be cautious when inspecting the roof and consider hiring a professional if you are unsure or uncomfortable with climbing onto your roof.
3. Immediate Action: If you notice significant damage to your roof after a hail storm, it’s important to take immediate action. Contact a professional roofing contractor to assess the damage and provide necessary repairs or replacements. Prompt attention can help prevent further issues such as leaks or structural problems.
4. Insurance Coverage: If you have homeowner’s insurance, check your policy to see if it covers hail damage. In many cases, hail damage is covered, and you may be eligible to file an insurance claim to cover the cost of repairs. Document the damage with photographs and provide evidence when filing the claim.
5. Regular Roof Maintenance: Regular roof maintenance, including inspections and minor repairs,

Insurance companies look for signs of hail damage such as dings, dents, and other signs of impact on a roof in order to estimate the amount of damage. They will also investigate the condition of shingles, roofing material, and other components of the roof to assess the severity of the hail damage.

Is it possible to get a whole new roof from insurance from hail damage? It is possible to get a whole new roof from insurance due to hail damage, depending on the severity. Your insurance company will assess the damage and make a determination as to whether a full roof replacement is necessary. At Zulu Contractors, we can help! We even offer financing options to qualified applicants.

What causes hail storms?

Hail storms are caused by strong or severe thunderstorms with strong updrafts. Hail forms when updrafts in a thunderstorm carry water droplets above the freezing level and then above the melting level. The droplets then freeze, and eventually fall to the ground as hail when the updrafts no longer support them.